Commercial Loans – Take All Aspects In Consideration

As the saying goes, taking a loan is easier than surviving with it. A shrewd businessman is one who borrow but with an eye to repay it as soon as possible. Sometimes, business requirements arise because you get a new business order hat is hard to manage within your own business funds. You obviously cannot afford to lose big business opportunity only because the funds are not there.

These and other similar situations force you to take help of external sources of financing. These sources may be temporary or permanent, depending on the nature of funding. Large body corporate often have huge financial needs, and therefore, they resort to public financing by inviting deposits or going for a ‘rights issue’ meant for the existing shareholders. On the other hand, a new business concern or sole proprietorship undertaking would obviously not be able to take benefit of that sort – neither are these meant for them.

Before applying for commercial loans, first of all decide the type of debt financing that your business firm will be comfortably able to get. If you do not own any property in the name of firm, secured commercial business loans are out of question. You will have to rely on loans that do not require any security. These loans will offer you a limited amount – upto £25,000. The interest rate is likely to be little more than what you can get by pledging some property. The amount of loan that you can qualify for can be increased by involving some property in the loan transaction.

The Long and Windy Road of One Woman’s Experience Launching an Online Business

Just because you build it doesn’t mean they will come. I learned this the “hard’ way. Getting into an online business is not as easy as some would lead you to believe. In fact those ads you see on starting an online business for free are just not the whole truth. I don’t mean to be negative or bad mouth those well meaning entrepreneurs; but the truth of the matter is setting up an online business is no easy feat. Especially if one is not so technically inclined. Don’t get me wrong, anyone can do it if they have the patience, fortitude, and the tenacity to keep going regardless of how many road blocks they hit.

In all fairness there are some really great mentors and coaches out there, who have courses for sale that will give you step by step instructions for getting online and I have been privileged to follow a few for only a few hundred dollars (told you it isn’t free). But what these courses didn’t tell me is that not everything works as planned. I lost many days trying to create sales pages using a “free” html drag & drop tool that turned out to be blowing away code every time I changed views. Or that merchant sites have the right to tell you what can and cannot be in your “pitch” page; fair enough but when that thing is your main drawing card and doesn’t contravene any laws or not in poor taste, it hurts. (I wanted to advertise that the proceeds from my product were going to two of my favourite charities)

And then there is the cost factor, domain name, hosting services, web site design, Search Engine Optimization, (who knew there was a charge for that), and merchant fees, and so on, and so on. It is amazing how much money one can spend while sitting in their PJs drinking coffee, all in the name of free internet enterprise entrepreneur.

Then the big day finally arrives, your e-book is ready, pitch page is up and running, you bank account is linked to the merchant all ready to accept those money making transactions; and you wait, and wait, and wait. Still no money…so how exactly does this “viral explosion” work?

In fact not only is there no buying or selling, there isn’t even traffic going to the site (pitch page), you check “Google analytics”; uhmm map show visits from around the globe but they are bouncing right off again; what’s that about?

So just because I built it doesn’t mean they came (where is Kevin Costner when you need him). Back to the drawing board maybe I missed a step or a lesson or maybe I need another course. I’m sure someone is making money out there, living the dream as they say. So being the dog with a bone that I am here I go again; stay tuned I’ll keep you posted on how I do.

Cadillac to Launch CTS Coupe and Wagon, Audi A3-Fighter in EU

Cadillac a brand of luxury vehicles and owned by world’s largest automaker, General Motors–maker of popular auto parts like GM bumper brackets, thinks that it has made a winner with its new CTS and would like to expand the CTS franchise by adding wagon and coupe variants. The strategy employed by Cadillac is not different from that employed by BMW, Mercedes-Benz, and Audi which build wagon and coupe variants to their entry level sedans. Such move by Cadillac hopefully will make the CTS become more appealing to a much broader range of buyers especially in Europe.The next question now is: what is to become of Europe’s only Cadillac BLS? The BLS is built based on the versatile Epsilon architecture however compared to the Epsilon, the front-drive BLS lacks the sporty handling and powertrains needed to become a worthy opponent of the BMW 3 Series fighters in Europe. The CTS on the other hand is perceived to be closer to the 5 Series and E-Class in size and most likely to end up competitive in the European market.According to some GM insiders, the automaker is contemplating on switching the BLS to a smaller front-drive platform used for Opel,Vauxhall, and Saturn Astra. The Astra has the powertrains and suspension tuning which qualifies this Caddy as a sporty entry-level model to compete with Audi’s A3, Mercedes-Benz B-Class, and the BMW’s 1 Series.Here are some of GM’s soon to be launched models:o CTS Coupe- scheduled for 2010 model year based on the new CTS sedan but will have some minor facelifts. Coupes are typically fashion cars with sales plunging after the first model year. The Mercedes CLK and BMW 3 Series Coupes have been very successful in changing the trend. But of course, a convertible version is very much welcomed since it will be much easier and a Z06 powered CTS -v coupe could be a potent M3-killer.o CTS Wagon- these are basically designed for the European market but Cadillac is hoping to sell a few thousand of such in the United States particularly to architects and other design leaders. The CTS Wagon is scheduled for the 2009 model year. It will be equipped with a fast “shooting brake” roofline, which convert it into a bigger hatchback compared to the over-equipped, updated Buick Sportwagon.o Baby Caddillac (?) – the present Astra three-door hatchback is 168.9 inches placed on a 102.9 inch wheelbase, while Audi’s A3′s 165.5 inches is on a 101.5 wheelbase—the opportunity for Cadillac to do the same is present but they have to move quickly since new products are already lined up for production.